Financial Control for Yachts That Never Dock at a Bank
Photograph a receipt — AI turns it into a categorized ledger entry waiting for approval. Eleven working tabs run the yacht's money: Expenses, My Ledger, Petty Cash, Approvals, Budgets, GL Reports, Reconcile, Review, APA, Analytics, and Deleted for soft-delete recovery. Petty cash floats move by ADD, SEND, and TRANSFER — every handover PIN-accepted by the receiving crew member. Bank feeds land in a dedicated Review queue for matching. Multi-currency in EUR, USD, and GBP with exchange-rate override. One ledger, one source of truth.
The Problem
Yacht finances live in three places: the purser's spreadsheet, the captain's memory, and a shoebox of receipts. Reconciliation happens quarterly — if at all. APA accounting is manual math. Budget overruns surface after the season ends.
What you get
- AI receipt capture — photograph it, get a categorized entry ready for approval
- Petty cash floats with PIN-accepted handovers — ADD, SEND, TRANSFER
- Bank feeds from Revolut, Nordigen open banking, Wise, and Airwallex — matched in a dedicated Review queue
- Push accounting data to Xero and QuickBooks
- Multi-currency EUR, USD, GBP with exchange-rate override
- Charter APA tracking from first guest expense to owner settlement
- Owner Report export — financial transparency on demand
- My Ledger keeps personal finances separate and private
Works Offline — Create expenses, approve transactions, and review budgets at sea. Everything syncs when you're back online.
Connected modules